Silver Earns in One Month What Bank FDs Take Two Year.
Silver has stunned the markets with a blistering 19.2% rise in just one month. To put that in perspective, an investor who placed ₹1,00,000 into silver would now be sitting on ₹1,19,200 — a gain of ₹19,200 in just 30 days. Compare that with the same amount locked in a fixed deposit at 6% per annum, among the highest rates offered by BBB+ rated economies like India. In two years, that FD would yield just about ₹12,000 in interest. In other words, silver has already delivered in one month what fixed deposits struggle to offer even after two full years.
Global bonds, often touted as the world’s safest assets, fare no better. U.S. treasuries, German bunds, UK gilts, or Japanese bonds would give back just ₹3,000–₹4,000 on ₹1,00,000 over a year, with most yields barely keeping pace with inflation. The gap is widening, and the message is clear: paper promises are losing value, while real assets are racing ahead.
For decades, Indian households have trusted gold as the ultimate store of wealth. Now, silver is emerging as its powerful cousin — indispensable in industries from solar energy to electronics, and at the same time, a proven hedge against inflation and financial shocks. It is rare, it is in demand, and it is delivering returns that outclass so-called safe instruments.
Fixed deposits and bonds are no longer about safety; they are about slow erosion of wealth. Silver, on the other hand, is showing investors that true safety lies in assets that protect purchasing power and grow it. The numbers don’t lie: ₹1 lakh in silver today is worth far more than the empty promises of years locked away in bonds or deposits.